San Antonio Bankruptcy Lawyer » Debt Settlement http://thesanantoniobankruptcylawyer.com Helping People In Financial Trouble Relieve Their Pain Sat, 20 Aug 2011 02:26:39 +0000 en hourly 1 http://wordpress.org/?v=3.0.5 Are there alternatives to bankruptcy? http://thesanantoniobankruptcylawyer.com/2009/10/are-there-alternatives-to-bankruptcy/ http://thesanantoniobankruptcylawyer.com/2009/10/are-there-alternatives-to-bankruptcy/#comments Mon, 12 Oct 2009 01:29:02 +0000 sanbank http://thesanantoniobankruptcylawyer.com/?p=55 Of course. Some people have successfully managed their finances through a payment plan that can be negotiated directly with a creditor. Our office can represent you in obtaining loan extensions, compromises and workout agreements through negotiation.

Note: Texas law allows creditors to satisfy their judgments out of the debtor’s property, including bank accounts and certain personal property. If you sell real property after the judgment is filed, you will most likely have to satisfy the judgment out of the proceeds of the sale. Judgment creditors cannot, however, foreclose on your homestead to satisfy the judgment, and they cannot garnish your wages.

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