My husband has a credit card debt with capital one from before we were married, after he had cancer he let it go with out my knowing, I know now and have taken over the bills, and now we owe 1500. My question do you think they will settle for less, what should I offer and how do I approach this. Thanks.

Please no rude answers, I know he should be the whole thing back but we are up to our eyeballs, 10,000+ in medical debt.

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cancer · capital one · Credit Card Debt · eyeballs · medical debt

I need to settle my credit card debt. Is it better to wait to negotiate with the collection agency or before it goes to the collection agency or at another point?

Thanks in advance.

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Credit Card Debt · point thanks · thanks in advance

I have credit card debt that I have the money to pay off. However, I heard that credit card companies will negotiate a lower amount, say ,000 instead of ,000 in order to get the cards paid in full.

1. Is this true?

2. Does this look bad on your credit report? Or does it even appear?

3. How does this work and how do you go about negotiating with them?

Thanks for your time!

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Cards · Credit Card Companies · Credit Card Debt · credit report · Money · thanks for your time

Hey Everybody, I have been struggling to reach out to my credit card debt settlement for over an year now, but I haven’t gained any success yet, I would really appreciate if someone can let me know of any good company that can help me out instantly. Thanks in Advance Folks, Please Reply!

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Credit Card Debt · Credit Card Debt Settlement · good company · thanks in advance

I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool to cut the debt in half which I would pay off with a lump sum, or should I just stomach it for another month where I can pay it all off entirely in full. Thanks.

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Credit Card Debt · Debt Settlement · finishing school · Job · lump sum · spring break

Im a student and struggling with school finances as well as credit card debt, my paycheck mostly goes to school, what is the fastest way to pay off my credit debt.

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Credit Card Debt · Credit Debt · paycheck · school finances

I am in Ohio and do not want to file chapter 13. Looking to make settlement to credit cards. I am looking for reputation companies that do credit card settlement. What do these companies charge. 50,000 in credit card debt at 23% apr.
Do not want to go to consumer counseling, we can get a loan from family for 25,000 to pay off total. Can not afford to pay anymore. We need to help our son who has some medical issues.

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I have ,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.

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