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TAG | Credit Card Debt

amb6487 asked:

I want to pay off and close all my credit cards, will this help my credit at all?
It is pretty bad right now.
Everyone keeps saying to leave one open, however, I don’t have a card that has a reasonable interest rate due to some bad decisions when I was younger. I really just want to close them all, why is this not a good idea?

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    asked:

    And then I was out of the country for almost 3 yrs. Now I need to go back for a friend’s wedding and visit some friends, I am not sure if my credit card debt will have any impact on my visa application, will I still get one? If I go back to the country, will it be a law suit or anything waiting for me that will affect me? Will I got caught? Will it be helpful if I go back and arrange payments? Thanks for help.

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    Pelosi & Lefts Ruined California asked:

    Us responsible people I guess are being punished and now the govt wants us to help pay off irresponsible peoples credit card debt. This is like giving candy to your kid who just punched the neighbor kid in the face! HELLO GOVT! I don’t want to pay for my neighbors BOAT they charged! When I was the responsible one who knew I could not AFFORD a boat for myself! Is our govt INSANE?

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    My husband has a credit card debt with capital one from before we were married, after he had cancer he let it go with out my knowing, I know now and have taken over the bills, and now we owe 1500. My question do you think they will settle for less, what should I offer and how do I approach this. Thanks.

    Please no rude answers, I know he should be the whole thing back but we are up to our eyeballs, 10,000+ in medical debt.


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