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TAG | Credit Debt

babyt asked:

By only our fault we are credit card poor. I would like to know if there are any reputable credit card debit reliefs that are legit. I see on ads about help to help ease credit card debt but I am skeptical about it. I want one that is legit and does not mess my life up after that.

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    shoes101 asked:

    I am being sued for some old credit card debt, about 2,000. My hearing is three weeks away. I have absolutely no money to pay. What options do I have? What can I do? Please help!

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      asked:

      And then I was out of the country for almost 3 yrs. Now I need to go back for a friend’s wedding and visit some friends, I am not sure if my credit card debt will have any impact on my visa application, will I still get one? If I go back to the country, will it be a law suit or anything waiting for me that will affect me? Will I got caught? Will it be helpful if I go back and arrange payments? Thanks for help.

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      Pelosi & Lefts Ruined California asked:

      Us responsible people I guess are being punished and now the govt wants us to help pay off irresponsible peoples credit card debt. This is like giving candy to your kid who just punched the neighbor kid in the face! HELLO GOVT! I don’t want to pay for my neighbors BOAT they charged! When I was the responsible one who knew I could not AFFORD a boat for myself! Is our govt INSANE?

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      Smiley asked:


      Does it matter the amount – settled ?

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        gssmm asked:


        I recently suffered an illness, lost my job, have several credit card balances, could not keep the payments up, tried to work an arrangement with the credit card companies, but that did not work out either. Now they are all in collections, my credit score is trashed, and short of filing bankruptcy (I do not want to do), I am getting offers to settle for half of the balance. I do not own real estate, but have recently came into some money, not a lot, but if I settle with the collection agencies, I was told that I should request they send me a paid in full as agreed letter first for the negotiated amount, and will help my credit score.
        Is there proper way to do this that will eventually help my credit report??

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        asked:


        Hello. I have a credit card that is past due and over limit.. the amount i owe on it is about 1000$, i got a letter in the mail for a settlement offer where i would pay 448$ in 3 months and then my acct would close with a balance of 0$. I was wondering if this would be a good idea to take this settlement offer or if it would be better to just try and get it paid off? Thanks alot.
        it would be turned into the credit bureau as a debt settlement

        credit card debt settlement

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