Hello. I have a credit card that is past due and over limit.. the amount i owe on it is about 1000$, i got a letter in the mail for a settlement offer where i would pay 448$ in 3 months and then my acct would close with a balance of 0$. I was wondering if this would be a good idea to take this settlement offer or if it would be better to just try and get it paid off? Thanks alot.
it would be turned into the credit bureau as a debt settlement

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Acct · Credit Bureau · credit card · Debt Settlement · Letter In The Mail

Is it a good idea to go with a debt settlement company? I know it will affect my credit score for the time being, but it will be affected either way because I can’t make the payments. I have ,000 total. 00 with my GM card, 00 with US Bank, and 00 with Regions. I just want to make sure that debt settlement is the way to go. There’s no way I can afford to pay the ,000. I also had a good realationship with my GM card we were always paying on time or paying in full with our tax money. But this past winter I had a baby and was on maternity leave for longer than required for reasons and my husband was laid off for 4 months so we had no income but some money in savings which didn’t last long. Please can someone help me?

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4 months · Credit Score · Debt Settlement · gm · gm card · maternity · paying on time · realationship · Settlement Company · tax money · us bank

I have received a debt settlement letter from a credit card company that I owe ,000 to. The settlement is for about 50%.

If I were to settle with them, would I still be eligible to use their credit card again? Or is my credit card completely shut off forever?

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credit card company · Debt Settlement

I owe a substanstial amount on credit cards 30K which I can no longer make payment. There is this debt settlement company that says they will settle my account for %45 there fees included? It will be in a 3 year payment plan. Is this all some sort of a scam? Has anyone had experience with these types of companies?

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I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool to cut the debt in half which I would pay off with a lump sum, or should I just stomach it for another month where I can pay it all off entirely in full. Thanks.

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Credit Card Debt · Credit Debt · Debt Settlement

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Credit Card Debt · Credit Card Debt Settlement · Debt Settlement