Is it a good idea to go with a debt settlement company? I know it will affect my credit score for the time being, but it will be affected either way because I can’t make the payments. I have ,000 total. 00 with my GM card, 00 with US Bank, and 00 with Regions. I just want to make sure that debt settlement is the way to go. There’s no way I can afford to pay the ,000. I also had a good realationship with my GM card we were always paying on time or paying in full with our tax money. But this past winter I had a baby and was on maternity leave for longer than required for reasons and my husband was laid off for 4 months so we had no income but some money in savings which didn’t last long. Please can someone help me?

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4 months · Credit Score · Debt Settlement · gm · gm card · maternity · paying on time · realationship · Settlement Company · tax money · us bank